Terms of Use

Education only

UCMI Learn provides general educational material. It does not provide investment, legal, tax or other professional advice. Nothing on the site is a recommendation to buy, sell or hold an investment.

Progress on this device

Lesson completion is a browser convenience, not an official record. It stays in this browser, does not sync between devices and may be lost when browser data is cleared. UCMI cannot recover it.

Fair use

• Use the site for personal learning and other lawful purposes.
• Do not disrupt the site, bypass technical safeguards or try to obtain material that UCMI has not published.
• Do not send sensitive personal information through the site. The learning experience does not ask for it.

Content and availability

UCMI may correct, replace or remove material when its sources or review status change. The site is free and may be paused, changed or ended. UCMI cannot promise uninterrupted access or permanent availability of every feature.

External services

External links are provided for reference or community updates. The external service applies its own terms and privacy rules when you open it.

Changes to these terms

UCMI may update these terms when the site changes. The version shown on the website applies to your current use of the site.